Major credit cards and traveler's checks are accepted at most of the larger hotels/resorts and businesses, but you may find you'll be surcharged in some cases for this payment method. In the larger resort areas/towns/cities you will find banks that also have ATMs which are accessible 24 hours a day. Banks are generally open from 8:30 am to 4:00 pm, Monday to Friday. Some branches are open until 9 pm in the evening, as well as mornings on Saturdays. In addition to exchanging currency, most banks will also offer major credit card cash advances, with identification, such as your Passport.